What to Do If Your Company Fails

What to Do If Your Company Fails

What to Do If Your Company Fails A company’s failure can be disastrous for its employees, creditors, and suppliers, especially its founders and directors. If you have incorporated your business, you can rest assured that your personal assets will not be...
How to Make Your Savings Recession-Proof

How to Make Your Savings Recession-Proof

How to Make Your Savings Recession-Proof   With rising interest rates and record food and energy prices, a recession in 2023 may be difficult to avert.┬áPreparing for the realities of such a downturn, which may include fewer job possibilities as the economy...
How to Make a Monthly Budget

How to Make a Monthly Budget

How to Make a Monthly Budget While few people enjoy budgeting, the importance of the task is still maintained. A budget allows you to plan for expenses and provides insight into your spending habits, allowing you to curb overspending more easily. By creating a monthly...
What is a Spousal IRA?

What is a Spousal IRA?

What is a Spousal IRA? An individual retirement account (IRA) can be funded in the name of a nonworking spouse who has no or very little income using the spousal IRA strategy. This is an exception to the rule that states one must be employed to contribute to an IRA....
What Is a High-Yield Savings Account?

What Is a High-Yield Savings Account?

What Is a High-Yield Savings Account? High-yield savings accounts help you to earn significantly more interest on your savings than conventional savings accounts do. High-yield savings accounts offer easy liquidity and are particularly advantageous during periods of...
How Does Compound Interest Work?

How Does Compound Interest Work?

How Does Compound Interest Work? Compound interest is the interest earned on an investment’s original amount (or principal) plus any previous interest earned. In essence, you are earning interest on top of interest. You don’t just earn interest on your...
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