Tax-Efficient Withdrawal Strategies

Tax-Efficient Withdrawal Strategies

Tax-Efficient Withdrawal Strategies Retirement income and the US tax code are both complex topics in their own right. When you combine them, it’s easy to become overwhelmed. Something as seemingly little as which accounts a retiree withdraws from initially — and...
Smart Budgeting During Retirement

Smart Budgeting During Retirement

Smart Budgeting During Retirement A key component of your financial planning should be your retirement spending. To have a worry-free retirement, learning how to maximize your assets is crucial. This in-depth manual will cover all you need to know about retirement...
Retirement Income Strategies You Should Know

Retirement Income Strategies You Should Know

Retirement Income Strategies You Should Know  You’ve spent your entire working life putting money down for retirement. While saving is vital, managing your retirement resources may be even more crucial. After all, your savings often become your...
What Exactly Is a Thrift Savings Plan?

What Exactly Is a Thrift Savings Plan?

What Exactly Is a Thrift Savings Plan? TSPs are retirement investment programs available only to federal employees and uniformed military members, including the Ready Reserve. It is a defined-contribution (DC) plan that provides government employees many of the same...
Common Retirement Risks

Common Retirement Risks

Common Retirement Risks You must be forward-thinking and realistic about your plans to avoid the worst retirement mistakes. Sadly, it needs to be more complex to make poor financial decisions when preparing for retirement. 40% of non-retired adults believe their...
What Is a 403(b) Plan?

What Is a 403(b) Plan?

What Is a 403(b) Plan? A 403(b) plan is a saving type of tax-sheltered annuity (TSA). Employees of tax-exempt organizations are eligible for this type of plan. Employers may include these retirement savings plans in an employee’s benefits package. Simply put, a...
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